Meet Your Advisor

I’m here to make insurance feel refreshingly human.

My name is Elrashid Elfatih. For over five years I've helped Ontarians get the right coverage at the right price — without the pressure, fine print, or call-center runaround.

Elrashid Elfatih, professional insurance advisor

My Story

Building protection on a foundation of trust.

I built my practice on a simple belief: insurance shouldn’t be confusing, transactional, or sold by a script. It should be a conversation — about your life, your goals, and what you actually need protected.

As an independent broker with Billyard Insurance Group, I have access to 30+ top Canadian carriers. That means I shop the market for you and recommend the policy that fits your situation — not the one with the highest commission. Every recommendation is intentional, transparent, and built to deliver long-term value.

I’m proud to serve Ontario’s diverse communities in both English and Arabic. Whether you’re a first-time policyholder, a homeowner, a business owner, or someone re-evaluating coverage, I take the time to understand your needs and translate the policy details into language that makes sense.

Elrashid Elfatih

Insurance Broker · Billyard Insurance Group · RIBO Licensed

My Values

Built on what I'd want for my own family.

Three commitments that shape how I work — and why my clients stay with me for the long haul.

Integrity First

I recommend coverage based on what's right for you — not what pays the most. If a competitor has a better fit, I'll tell you.

Long-Term Partnership

From your first quote through every renewal and claim, I stay involved. You'll always know who to call.

Clarity Over Jargon

Policies are full of fine print. I translate the legalese so you actually understand what you're paying for and protected against.

My Approach

What working with me actually looks like.

I run a high-touch, consultative practice. Here's how that translates into your day-to-day experience as a client.

Discovery

A real conversation — about your assets, lifestyle, family, and risk tolerance. No generic intake form.

Market Search

I shop your profile across 30+ carriers and present you the strongest 2–3 options side-by-side.

Recommendation

I explain the trade-offs in plain language and recommend the policy that fits — not just the cheapest.

Ongoing Support

Renewals, life changes, claims — I'm with you for the whole policy lifecycle, not just the sale.

Happy clients protected by Elrashid Insurance

Ready for a different kind of insurance experience?

Let's start with a no-pressure, no-obligation conversation. I'll review your current coverage and show you what's possible.

It only takes a few minutes.

Start Your Quote

Fast & Free No Obligation Confidential